Origination - Real Estate Finance - Associate Director - Elliott James in London - eFinancialCareers

Associate Director – Real Estate Finance

A London-based specialist bank is seeking an experienced Associate Director – Real Estate Finance to join its growing Real Estate Finance team.

This is a front-office origination and portfolio management role with a mandate to drive profitability through the sourcing, structuring and execution of new and existing commercial real estate transactions. The successful candidate will play a key role in expanding a profitable and sustainable lending portfolio aligned to strategic objectives.

You will take primary relationship responsibility for a portfolio of real estate clients, acting as a strategic partner and gateway to wider banking services. The role combines origination, structuring, execution and ongoing portfolio management.

• Originate new real estate finance opportunities through brokers, introducers, existing clients and personal networks
• Develop and manage relationships with both new-to-bank and existing clients
• Structure and negotiate terms on new lending transactions
• Prepare and present credit proposals to Credit Committee
• Coordinate and manage the end-to-end deal execution process
• Execute new transactions efficiently and effectively
• Conduct financial and risk analysis on proposed transactions
• Monitor covenants and ongoing portfolio performance
• Process drawdowns, rollovers and extensions
• Work closely with legal counsel on facility and security documentation (LMA preferred)
• Liaise effectively with credit, legal, operations, finance and compliance teams
• Support and mentor analysts and associates within the team
• Contribute to strategic business planning within the Real Estate Finance function

We are keen to speak with individuals who combine commercial drive with strong technical credit capability.

• Experience within Commercial Real Estate (CRE) lending
• Demonstrable ability to manage and develop client relationships
• Strong understanding of credit analysis and risk assessment
• Experience preparing and presenting credit papers
• Strong negotiation and influencing skills
• Confidence interacting at senior levels, internally and externally
• Solid understanding of REF facility and security documentation (LMA knowledge advantageous)
• Strong Microsoft Office skills (Excel, Word, PowerPoint)

• Proven track record of originating new business
• Existing broker or intermediary network

The successful candidate will:

• Act with integrity, skill, care and diligence
• Treat customers fairly and support good client outcomes
• Maintain strong regulatory awareness
• Comply with all applicable governance, compliance, KYC and AML requirements

• Opportunity to join a specialist and growing Real Estate Finance platform
• Meaningful client ownership and deal autonomy
• High visibility role within a lean, commercially driven team