Job Title: Payments Business Transformation Lead Location: London, United Kingdom Are you excited about designing payment products and services? Do you want to travel and meet clients? Join TCS as a Payments Business Transformation Lead. Careers at TCS: It means more TCS is a purpose-led transformation company, built on belief. We don’t just help businesses to transform through technology. We support them in making a meaningful difference to the people and communities they serve - our clients include some of the biggest brands in the UK and worldwide. For you, it means more opportunities to make an impact that matters, through challenging projects which demand ambitious innovation and leadership. Help financial services clients to transform their technology landscape and develop payments solutions. Help clients navigate and maximise their journey to the cloud. The Role As a Payments Business Transformation Lead , you will deliver complex technology solutions to modernise payments (e.g., cloud-based payments/cards platforms, API-driven payments propositions). Define the delivery roadmap for key strategic and regulation-driven IT programmes (e.g., ISO 20022, NPA, RTGS and PSD2). Develop and maintain architectural roadmap for data products and data services plus ensure alignment with the business and enterprise architecture strategies and standards. Create new payment propositions to leveraging Open Banking. Advise clients on the payment applications of emerging technologies such as CBDCs, Artificial Intelligence, Distributed ledger, and Analytics. Lead both business and IT stakeholders across a wide variety of engagements. Advise on emerging trends and technologies ahead of supporting the planning, design, and implementation of transformational digital change programmes. Contribute to payment offerings, leading research projects/points of view, or developing internal capabilities. Your Profile Skills/Knowledge: Design and management skills of complex data structures and data processes. Understanding of issues in multiple areas such as data acquisition and processing, data management, distributed processing, and high availability. Designing payment products and services skills that enhance the client experience and grow revenue. Payment strategy, risk management and innovation as well as execution of large-scale transformation projects. Core payments and/or card payments (issuing, acquiring) transformation with focus on cloud. Technical background in data with deep understanding of issues in multiple areas such as data acquisition and processing, data management, distributed processing, and high availability. Experience required: You have worked in retail or corporate banking; merchant / acquirers; alternative payments vendors industries. Experience in design and management of complex data structures and data processes. Experience in designing, developing, and delivering functional architectures for payment systems, large-scale data platforms, and data applications. Experience in creating and maintaining requirements for financial services organisations as a part of an ISO20022 migration programme or payments industry change (e.g., PSD2, SCA, ISO20022); fraud detection and prevention. Rewards & Benefits TCS is consistently voted a Top Employer in the UK and globally. Our competitive salary packages feature pension, health care, life assurance, access to extensive training resources and discounts within the larger Tata network. Diversity, Inclusion & Wellbeing At TCS, we believe in building and sustaining a culture of equity and belonging where everyone can thrive. Our diversity motto is ‘Inclusion without Exception’. You’ll find a welcoming culture and many internal volunteering and social networks to join. Our diversity, inclusion and social activities include LGBTQ and mental health networks, as well as health and wellness initiatives and sports events (we even sponsor the London Marathon). TCS celebrates inclusion without exception. We are open to all and treat applications equally, regardless of ethnicity, disability, gender, age, sexual orientation or beliefs. If you are an applicant who needs an accommodation due to a disability to complete an employment application, or during any phase of the hiring process, please contact abhishek.roy4tcs.com with the subject line: “Disability Accommodation Request”. Due to a high volume of applications, we will be unable to contact each applicant individually on the status of their application. If you have not received a direct response within 30 days, then it should be deemed unsuccessful on this occasion. Application Process 1. Online Application -( 2. Managerial Discussion -( 3. HR Discussion -( 4. Offer Join us and do more of what matters. Apply online now.