Job Title: Mortgage Adviser/Advisor/Broker (Home Based)
Basis : Full Time Employed Role.
Location: Birmingham but anywhere across the West Mids Region and all areas across the UK considered Target Applicant: You must be a fully CeMAP qualified Mortgage Adviser with a minimum of 12 months residential mortgage advice experience to be considered.
Salary Year One***: In your first year of employment we will provide a 12 months minimum guaranteed earnings promise which is negotiable to a comparable level, in line with your current earnings, providing peace of mind while you undergo training and build a fresh pipeline. (The guarantee is provided without any contractual claw back agreement)
Salary Year Two***: After your guarantee expires you will receive a basic salary of £35K with a realistic 75K+OTE,
Salary Year Three onwards: (See promotional Tiers)
As your career with The New Homes Group progresses and you demonstrate that you are delivering excellent customer outcomes and meeting your KPI’s, you will become eligible for promotion to Senior Mortgage Adviser and beyond. We currently have 3 promotional tiers and each comes with an increase in basic salary and some have additional benefits and enhanced commission rates that will see your realistic OTE rise to £100K+
Working Hours: Full time M-F + one Sat or Sun per month.
Timeline: Start June 2022
The New Homes Group Adviser Promise (TNHG):
Mortgage Advisers working for TNHG are Never required to make cold calls to source their own mortgage appointments, TNHG will always provide them with all their weekly Mortgage appointments.
We call these appointments pre signup appointments because they already have a pre agreed AIP in place and historically have a signup rate in excess of 96%, appointments will be a mix of telephone appointments and potentially some face-to-face appointments that may involve some travel in your local area in late 2022.
The New Homes Group:
In 2021 we handled over 15,000 mortgage applications. Our Helpline Specialist team and Mortgage and Protection Advisers have considerable knowledge and experience of mortgage products that are particularly geared towards the new homes market, as well as having established relationships with key mortgage lenders. As part of our 2022 expansion plans, we are now looking to appoint additional Mortgage Advisers to our team. You will have the opportunity to earn an industry leading salary package, which includes a 12 Month minimum guaranteed earnings level plus an unrivalled opportunity for career development and promotion, within The New Homes Group business.
Mortgage Adviser responsibilities:
We guarantee that we will never ask you to undertake cold calling ever!
Each week TNHG will be provide you with all your pre-qualified appointments which already have an AIP in place.
Arrange mortgage and mortgage related insurance products on behalf of The New Homes Group customers.
Ensure all appointments are followed up and managed in a timely manner.
Undertaking both face-to-face (when allowed) and telephone fact-finds as required.
Diligent and focused on providing the highest level of mortgage advice and customer service to our house builder clients.
Following the TNHG mortgage sales process, ensuring full compliance at all times.
To meet and maintain compliance with all competency guidelines.
Focused on agreed sales targets and key performance indicators.
Visit and maintain relationships with introducers.
Ensure that all documentation is current and up to date, and that requirements of the Training & Competency Scheme are met.
Ensure current regulation guidelines including, Money laundering and GDPR requirements are adhered to.
Smart and well presented at all times, portraying a professional image.
Outgoing, ambitious and self-motivated, with the ability to thrive in a pressurised environment.
Required Knowledge, Skills and Qualifications:
Excellent inter-personal and presentation skills, with outstanding communication and listening skills, with the ability to explain complex information in a clear and simple format.
Minimum of 12 Months demonstrable customer facing mortgage sales experience, with Full CeMAP mortgage qualification or equivalent.
Experience of Financial Services sales and an understanding of compliance regulations.
Highly competent Microsoft Office user, including Excel, Word and Outlook.
Full driving licence and use of own car.
Permanent full time role with fantastic earning potential.
Extensive induction & training coupled with an outstanding development program.
33 Days paid holiday (Including bank holidays.)
Get your birthday off each year. (Once probation completed)
Unrivaled opportunities for progression, promotion and personal development in an expanding and market leading business.
Contributory workplace pension.
Generous staff referral bonus scheme.
Free Bluecrest Prevention plus health screening.
Quarterly bonus achievable, against a range of performance based KPI’S.
Outstanding commission earnings. (Our top performers earn in excess of £100K PA.)
Business mileage fuel reimbursed.
Flexible home based working.
IT equipment, stationary and full IT support provided.
24/7/365 Well-being support service available to you and your spouse/dependents.
Access to discounts platform, Perks at Work
Access to self-funded Health Care plan
Discounted medical assessment Health Screening & Nuffield Gym Membership
Promotional Tiers** (Which benefit from)
Basic salary uplifted by up to 44%.*
BUPA personal and family healthcare.*
Uplift in your employer’s pension contributions.
Uplift in your commission rate payments by up to 20%.*
Uplift in your holiday entitlement
If this role sounds of interest please forward your CV by clicking Apply Now, or call Darren Robins Talent Acquisition Manager at The New Homes Group for a confidential chat on 0/1/2/0/6-9/8/4/8/1/1
* Terms and conditions apply.
***Subject to achieving banked earnings target.