Senior Credit Risk Analyst in London - IPOE Consulting

Senior Credit Risk Officer | Private Banking | London | Permanent

An exceptional opportunity has arisen to join a prestigious private bank in London as a Senior Credit Risk Officer, playing a pivotal role in safeguarding the bank's lending portfolio while partnering closely with Relationship Managers and senior stakeholders.

This is a highly analytical, front-office-facing credit risk role, ideal for an experienced Private Banking Credit Risk professional looking to work across complex lending structures and sophisticated client portfolios.

Key Responsibilities

• Daily monitoring of Lombard lending and insurance policy shortfalls

• Managing collateral breaches, margin calls and remediation plans

• Portfolio simulations, stress testing and market impact analysis

• Reviewing complex lending applications for Local Credit Committee

• Deputising for the Head of Credit Risk when required

• Supporting lending operations, payment validation and loan approvals

• Working with sophisticated financial instruments and structured products

We're looking for:

3-5+ years' experience in Private Banking Credit Risk

Strong understanding of Lombard lending and collateral management

Excellent knowledge of financial markets, securities and derivatives including Structured Products, ETFs, Hedge Funds, CoCo Bonds, FX Forwards, Options and Futures

Experience working with high-net-worth client lending

Ability to thrive in a fast-paced environment, particularly during periods of market volatility

Strong stakeholder management and communication skills

This is an excellent opportunity to join a well-respected private bank offering exposure to complex credit decisions, senior-level interaction and a collaborative, high-performing environment.