Head of Credit Risk- Fintech in London - Robert Walters

Head of Credit Risk- Fintech

Robert Walters is working with a fast-growing, technology-led lender hiring a Head of Credit Risk to build and lead their global credit risk function across multiple markets.

Head of Credit Risk- Fintech

Robert Walters is working with a fast-growing, technology-led lender hiring a Head of Credit Risk to build and lead their global credit risk function across multiple markets.

You will own the end-to-end credit risk agenda, ensuring we balance rapid growth with disciplined risk management across all lending products and geographies. You will define the risk strategy, shape decisioning and scorecards, and lead a high-performing, data-driven team.

Key responsibilities:

• Define and execute the global credit risk strategy across all operating countries.

• Design and maintain credit risk policies, frameworks and limits that support sustainable growth.

• Oversee credit risk modelling, scorecards and algorithmic decisioning for SME and BNPL-style products.

• Lead the build-out of credit risk infrastructure, processes and MI, ensuring high data quality and clear reporting.

• Present portfolio insights, emerging risks and recommendations to the executive team and board-level committees.

• Significant senior experience in credit risk within a lender or fintech, ideally spanning more than one country.

• Strong track record in SME, consumer or BNPL-type lending, with ownership of portfolio performance and loss outcomes.

• Hands-on experience with risk models, scorecards and decision engines, working closely with analytics and data science.

• Proven ability to design and implement credit risk policies and frameworks across different regulatory environments.

• Comfortable operating in a high-growth, fast-changing environment, with a balance of strategic thinking and hands-on delivery.

• Excellent stakeholder skills, with the ability to challenge and influence senior leadership.

• Experience leading and developing high-performing risk teams.

If you meet the above set criteria, please apply or send a copy of your CV to

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