Senior Impairment Analyst in London - Harnham - Data & Analytics Recruitment

Senior Impairment Analyst

£60,000-£85,000

London + hybrid working (2-3 days per week in office)

Harnham are working with a UK consumer finance provider to hire a Senior Impairment Analyst within their growing portfolio analytics team. This is a strategic, high impact role supporting the performance, forecasting and optimisation of key lending products.

THE COMPANY

• A well established digital lender offering innovative consumer finance products across the UK.
• Known for its data driven culture, strong market reputation and continuous product expansion.
• Recently invested in new technology and analytics capabilities, with a modern office environment and cooperative teams.

This is a broad impairment analytics role focused on understanding portfolio performance, enhancing forecasting frameworks and supporting end-to-end strategic decision making. You'll work cross functionally with product, risk and data teams to deliver high quality insights and improvements.

Specifically, you can expect to be involved in:

• Analysing portfolio performance to identify trends, risks and improvement opportunities.
• Recommending and implementing enhancements to impairment methodologies and frameworks.
• Using statistical and analytical techniques to forecast losses and understand customer behaviour.
• Driving optimisation initiatives across processes, tooling and analytical workflows.
• Supporting and mentoring junior analysts as part of a cooperative team.

YOUR SKILLS AND EXPERIENCE

• Strong experience in impairment analytics or portfolio performance analysis.
• Ability to apply analytical methods to forecasting, customer behaviour or loss modelling.
• Proficiency in SQL for data extraction and analysis; Python is advantageous.
• STEM degree from a Russel group university
• Strong communication skills with the ability to convey insights clearly to stakeholders.

THE BENEFITS

• High visibility across multiple product teams.
• Opportunity to shape impairment strategy within a growing analytics function.
• Modern office environment and collaborative culture.
• Strong long-term development opportunities.

• Online analytical case study assessment.
• In person interview including business case, technical discussion and competency questions.
• Final office visit to meet the wider team.

HOW TO APPLY

Please register your interest via the apply link on this page.